Do I Need Cover

Do I really need cover for me or my family?

I Already Have Cover

First off, this is great news. You have already taken the lead and previously taken out cover. Let us review this for you. There have been significant changes within the industry over recent years, with more conditions being covered and more additional plan benefits. With the EU Gender Directive also leading to price changes, you may even be able to save money by taking out a new similar plan.

I Have Cover Through My Employer

Cover through work can be a great benefit and we would always look to work this in to our recommended solutions. The difficulty with employer cover is it can be very limited, it can have exclusions, your contract can be amended or you could leave your job. It is important consideration when recommending a solution, but can it be guaranteed to be there when you need it most?

I Do Not Have Any Dependents

In this instance it may be that life insurance is not recommended. However this is one very small part of our protection proposition. What would happen if you were off work through sickness or injury? What would happen if you were made redundant? Have a look at how the state would help you if either of these events occurred.

Thanks for helping me and my family to secure a mortgage. It couldn't have gone smoother! Much appreciated.read more
Flo Barkel
Flo Barkel
11:30 03 Dec 19
Regal are a fantastic company that really care. They helped my family secure their mortgage to purchase their dream home. Matt was a great helpread more
Nick Rowe
Nick Rowe
10:06 03 Dec 19
Regal are a fantastic company that really care. They helped my family find their dream home.read more
Nick Rowe
Nick Rowe
09:07 06 Aug 19

Call Our Expert Advisers Now

noun_Telephone_1917212_FFFFFF

[fc id=’3′ type=’popup’]Arrange A Call Back[/fc]

I Have Enough Savings

A prudent saver may feel comfortable with their emergency funds. This may well be the case, but how long would this pot last if your income stopped tomorrow?

My Family Would Assist Me If Required

A family will always want to assist where required. It may be the case that they will be able to in the short term. If your income stopped tomorrow and your family was responsible for your care, how long would they be able to support this? And is that a burden you would be happy placing on your family at an already emotional time?

The right protection will give you the right financial support when it is required, and the peace of mind that you and your family will at least be able to cope financially. Many insurance providers offer additional support such as counselling and help lines in the event of a claim. This can also be invaluable at a time of need.

Please speak to your Regal Finance expert and make sure you do not delay in protecting yourself and your family.

Try out the LV= Risk Reality Calculator

Get A Mortgage With Regal in 3 Easy Steps

One

Step 1

Complete an enquiry form and an advisor will call you back.

Two

Step 2

Send us the documents we need.

Three

Step 3

Receive a Decision in Principle from one of our lending panel.

Got A Question? Get In Touch